Hmm that is really odd.. I know we were having issues with saving characters when the server crashes, did it crash when you logged out? I'm working on a fix so NWNX4 will save all character info if there is a crash, which are unfortunately all too common in nwn2, but until then I can give you back your xp, items and gold.
When would be a good time for you to log on next so we can meet up in game? I'll be sure to give you back your gear and xp.
P.S. Until I resolve the "save on crash issue" I would suggest making use of the save character option in the PC tools. Right click on your character and select PC tools from the bottom of the drop down list. Then, at the top of the PC tools, you will see a button that says "Save Character". Use that every now and then, especially if you find something good, get some xp or craft something.
I'm really sorry about this stupid bug, but i posted it on the forums and the folks there are really good at replying so hopeful the PC tools save won't be necessary much longer.